Buyers and Sellers
Bismarck Title Company will walk you through the entire closing process.
We insure the American dream, your dream of home ownership.
You can count on us to professionally handle all aspects of your closing. At each step, we’ll protect you and your investment.
Our title search will disclose any issues that need addressing prior to closing. Our job is to ensure those matters are expertly completed.
After closing, we always insure the title of your property and you can have the confidence your real estate investment is protected.
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FAQs
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Title companies help create and protect the American dream of homeownership. Bismarck Title Company is a neutral party providing real estate closing services, title insurance, abstracts of title and other title reports.
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Owners title insurance is an insurance product for your most valuable possession- your real estate. For a low, one-time premium, Bismarck Title Company can insure your interest in your real estate.
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An abstract is a summary of all of the documents recorded against the property; be it deeds, mortgages, liens, satisfactions or easements. An abstract is not the title to your property, nor does it guarantee that your title is marketable. An abstract is important in the closing process as a means for the seller to prove marketable title in the property, which is a necessity for the buyer.
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Title insurance insures the buyer’s interest in the real estate from potential defects. Common examples of risks that are covered by title insurance are:
Improper documentation
Mistakes in recording or indexing of legal documents
Forgeries or fraud
Undisclosed or missing heirs
Unpaid taxes and assessments
Unpaid liens or judgments
Unreleased mortgages
Refusal of potential purchaser to accept the title, based on the condition of title.
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Title insurance is one of the most inexpensive forms of insurance a person will purchase. The premium for title insurance is paid one time and is based on the value of your property. Check within our rate calculator to estimate what your policy and closing fees may be.